Karat Banking
FAQs about Karat Banking
Card Usage
How to activate, what to do if your card is lost, and more
Does Karat Banking offer virtual cards?
What should I do if my card is lost or stolen?
Where can I use my Karat Business Banking Visa® Card?
How do I activate my Karat Business Banking Visa® Card?
Linking your Karat Bank Account with Other Platforms
How to add your new Karat Banking account to, or update existing payouts
Google AdSenseHow to Update Your Google AdSense Payouts
PayPalHow to Add a New Bank Account to Withdraw from PayPal
StripeHow to Add Your New Bank Account to Stripe
PatreonHow to Update Your Patreon Payouts
KickHow to Update Your Kick Payouts
X/TwitterHow to Update Your X/Twitter Payouts
FourthwallHow to Update Your Bank Account on Fourthwall
Stan StoreHow to Update Your Stan Store Payouts
TikTokHow to Update Your TikTok Payouts
TwitchHow to Update Your Twitch Payouts
Fees & Charges
Overdraft fees, monthly fees, and more
Is there an overdraft fee?
Does Karat Banking have any monthly or annual fees?
What is the difference between Karat Banking and Karat Premium?
How do I cancel my Karat Premium free trial?
How can I avoid unnecessary fees?
Are there transaction fees for deposits, withdrawals, or transfers?
How much does Karat Premium cost? Can the fee be waived?
What happens if I cancel during a free trial?
Payments & Transactions
Adding money to your Karat Banking account, sending money, and more
Can I connect my Karat Banking account to payment apps like PayPal, Venmo, or Zelle?
How long do transfers take?
What are the transaction limits?
Can I send and receive money with Karat Banking?
How do I add money to my Karat Banking account?
What bank name should I list for any invoice payments?
Can I set up direct deposit with Karat Banking?
Setting Up Your New Account with Karat Banking
How do I set up a recurring transfer?
How do I cancel a recurring transfer?
How do I transfer money from my Checking to ATP? And from ATP to Checking?
Regulatory & Compliance
Personal information, banking regulations, and more
How do I update my personal information?
Can I report tax-related concerns for my account?
How does Karat Banking comply with banking regulations?
Is Karat Banking FDIC insured?
Security & Privacy
Disputes, Karat Account security, and more
How can I dispute an unauthorized transaction?
Does Karat Banking support two-factor authentication(2FA)?
How can I reset my password or recover my account?
What should I do if I suspect fraudulent activity?
How does Karat Banking protect my information?