Karat Banking offers banking services tailor-made for creator businesses — just like yours.
Our accounts offer access to millions of dollars of FDIC insurance, easy payment options such as ACH and wires, and can help you automatically save for taxes. With Karat Premium, you will unlock free domestic wires, earn up to 3.00% APY, and gain access to exclusive VIP events.
Karat is a financial technology company and not a bank. Banking services provided by Grasshopper Bank, N.A., member FDIC.
Karat perks including offering APY rewards on deposits are offered by Karat. The advertised rates are effective as of 4/18/25 and are subject to change. See Deposit Account Agreement Disclosures (trykarat.com/deposit-account-agreement-disclosures) and Karat Premium Terms of Service (trykarat.com/karat-premium-terms-of-service) for details.