We offer two plans designed for creators:
The Standard plan is free and includes a business checking account, access to creator-focused Discord calls, savings on popular tools (such as Shopify, Kajabi, Notion, and more), up to 1.00% APY, and ACH & Wire transfers.
The Premium plan gives you everything in Standard, plus VIP event access, up to 3.00% APY, and free wires — all for only $20/month or free with a $35K balance.
Simple, powerful banking that grows with you.
Karat is a financial technology company and not a bank. Banking services provided by Grasshopper Bank, N.A., member FDIC.
Karat perks including offering APY rewards on deposits are offered by Karat. The advertised rates are effective as of 4/18/25 and are subject to change. See Deposit Account Agreement Disclosures (trykarat.com/deposit-account-agreement-disclosures) and Karat Premium Terms of Service (trykarat.com/karat-premium-terms-of-service) for details.