If You’re Using the TikTok Creator Fund / Creativity Program:
- Open TikTok - Launch the TikTok app and log into your account. 
 
- Go to Creator Tools - Tap your profile → the three lines (☰) in the top-right → Creator Tools. 
 
- Tap on “Balance” - Under Creator Tools, choose Balance, then Withdraw. 
 
- Manage Payouts via Tipalti (or Stripe) - TikTok usually uses Tipalti or Stripe for payouts. 
- Tap Withdraw, and then go to Payout Settings → it will take you to your Tipalti or Stripe dashboard. 
 
- Update Your Bank Details - In Tipalti: Go to the Payment Method section and update your bank account info. 
- In Stripe: Open the Stripe Dashboard, go to Settings → Bank accounts, and update your info. 
 
- Save and Confirm - Save the new info and verify it, if prompted. 
 
If You’re Using TikTok Shop: 🛍️
- Go to TikTok Shop Seller Center - Visit seller.tiktokglobalshop.com and log in. 
 
- Go to “Finance” → “Bank Account” - In your Seller Center dashboard, click Finance on the left-hand menu, then choose Bank Account. 
 
- Edit Your Bank Info - Click the Edit or Replace button. 
- Input your new bank account details (account number, routing number, etc.). 
 
- Verify Your Identity - TikTok may ask you to upload an ID and verify the new account via OTP or email confirmation. 
 
- Save the Changes - Once verified, your payouts will start going to the new bank account. 
 
Karat is a financial technology company and not a bank. Banking services provided by Grasshopper Bank, N.A., member FDIC.
Karat perks including offering APY rewards on deposits are offered by Karat. The advertised rates are effective as of 4/18/25 and are subject to change. See Deposit Account Agreement Disclosures (trykarat.com/deposit-account-agreement-disclosures) and Karat Premium Terms of Service (trykarat.com/karat-premium-terms-of-service) for details.

