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Does Karat Banking offer virtual cards?

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Written by Karat Accounts
Updated this week

Yes - all accounts offer virtual cards.

We recommend adding your virtual card to your preferred mobile wallet and using it for any online recurring purchases. This not only allows you to seamlessly organize your expenses, it also makes your life easier if your physical card is lost or stolen.



Karat is a financial technology company and not a bank. Banking services provided by Grasshopper Bank, N.A., member FDIC.

Karat perks including offering APY rewards on deposits are offered by Karat. The advertised rates are effective as of 4/18/25 and are subject to change. See Deposit Account Agreement Disclosures (trykarat.com/deposit-account-agreement-disclosures) and Karat Premium Terms of Service (trykarat.com/karat-premium-terms-of-service) for details.

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