To transfer funds, follow these steps:
Log in to your dashboard at app.trykarat.com/banking
Go to Move Money > Send Money > Internal Transfer.
Choose the direction of the transfer (e.g., From Checking to Tax or From Tax to Checking).
Click Confirm, enter the amount you want to transfer, then click Continue.
You’ll be able to Confirm Transfer once more. Once you click Continue, the transfer will be made successfully.
Karat is a financial technology company and not a bank. Banking services provided by Grasshopper Bank, N.A., member FDIC.
Karat perks including offering APY rewards on deposits are offered by Karat. The advertised rates are effective as of 9/22/25 and are subject to change. See Deposit Account Agreement Disclosures (trykarat.com/deposit-account-agreement-disclosures) and Karat Premium Terms of Service (trykarat.com/karat-premium-terms-of-service) for details.