You can apply for a Karat Banking account today here: https://app.trykarat.com/banking-application
We just need some information about you and your business to get started. If you have questions along the way, contact our Concierge team via at [email protected]. You can also text or call us at (323) 747-7086.
Karat is a financial technology company and not a bank. Banking services provided by Grasshopper Bank, N.A., member FDIC.
Karat perks including offering APY rewards on deposits are offered by Karat. The advertised rates are effective as of 4/18/25 and are subject to change. See Deposit Account Agreement Disclosures (trykarat.com/deposit-account-agreement-disclosures) and Karat Premium Terms of Service (trykarat.com/karat-premium-terms-of-service) for details.