Yes, standard ATM usage fees apply when withdrawing cash from ATMs. These fees are automatically charged to your account at the time of the transaction.
If you’re a Karat Premium user, you’re eligible for ATM fee reimbursements!
Karat is a financial technology company and not a bank. Banking services provided by Grasshopper Bank, N.A., member FDIC.
Karat perks including offering APY rewards on deposits are offered by Karat. The advertised rates are effective as of 12/11/25 and are subject to change. See Deposit Account Agreement Disclosures (trykarat.com/deposit-account-agreement-disclosures) and Karat Premium Terms of Service (trykarat.com/karat-premium-terms-of-service) for details.