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Documentation Index

Fetch the complete documentation index at: https://help.trykarat.com/llms.txt

Use this file to discover all available pages before exploring further.

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Navigating the rewards page

The rewards page is organized into three tabs:
  • Overview: View your redeemable and pending points, rewards categories, and reward history
  • Rewards Shop: Browse and redeem available rewards including billboards, merchandise, and statement credits
  • Referral Program: Share your referral link, send invitations, and track referral status and points earned from successful referrals
To access the rewards page, go to Credit Card > Rewards in your dashboard.

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Redeeming rewards

1

Open the rewards shop

Navigate to Credit Card > Rewards and select the Rewards Shop tab. You will see a grid of available reward items.
2

Select a reward

Click any reward card to open a details panel on the right side of the screen. Here you can view images, a description of the reward, and how many points are required.
3

Redeem

If you have enough points, click Redeem to confirm. A success screen confirms your redemption and shows your updated points balance.
Earned rewards do not expire.

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Redeeming statement credits

Statement credits let you apply points directly to your Karat Card balance.
1

Select the statement credit reward

In the Rewards Shop, click the statement credit reward card to open the details panel.
2

Enter a custom amount

Type the number of points you want to redeem. The panel shows your available points and the equivalent dollar amount in real time.
3

Confirm

Click Redeem to apply the credit. Statement credits are automatically applied to your Karat Card balance.
Karat is a financial technology company, not a bank. Banking services provided by Grasshopper Bank, N.A., Member FDIC. The Karat Visa® Business Credit Card is issued by Cross River Bank, Member FDIC, and pursuant to a license from Visa️ USA.