# Karat Help Center

## Docs

- [Closing your Karat account](https://help.trykarat.com/public/account-settings/closing-your-karat-account.md)
- [Connect Karat to other apps](https://help.trykarat.com/public/account-settings/connect-karat-to-other-apps.md)
- [Contact us](https://help.trykarat.com/public/account-settings/contact-us.md)
- [Export Karat Banking statements, documents, and transactions](https://help.trykarat.com/public/account-settings/export-banking-transactions-and-download-documents.md)
- [Export Karat Card statements and transactions](https://help.trykarat.com/public/account-settings/export-card-transactions-and-download-statements.md)
- [Lost or stolen Card & suspected fraud](https://help.trykarat.com/public/account-settings/fraud.md)
- [Holidays and bank closures (2026)](https://help.trykarat.com/public/account-settings/holidays-and-bank-closures-2026.md)
- [How to cancel Karat Premium subscription](https://help.trykarat.com/public/account-settings/how-to-cancel-karat-premium-subscription.md)
- [Manage bookkeeping settings and connected accounts](https://help.trykarat.com/public/account-settings/manage-bookkeeping-sms-settings-and-connected-accounts.md)
- [Manage connected bank accounts and social accounts](https://help.trykarat.com/public/account-settings/manage-connected-bank-accounts-and-social-accounts.md)
- [View and request Banking limits](https://help.trykarat.com/public/account-settings/manage-recurring-transfers-for-karat-banking.md)
- [Set transaction alerts for your Karat Card](https://help.trykarat.com/public/account-settings/set-transaction-alerts-for-your-karat-card.md)
- [Set up inbound transfer notifications](https://help.trykarat.com/public/account-settings/set-up-inbound-transfer-notifications.md)
- [SOC 2 Compliance](https://help.trykarat.com/public/account-settings/soc-2-compliance.md)
- [Switching between organizations](https://help.trykarat.com/public/account-settings/switching-between-organizations.md)
- [Understanding account closures and access restrictions](https://help.trykarat.com/public/account-settings/understanding-account-closures-and-access-restrictions.md)
- [Updating your account information](https://help.trykarat.com/public/account-settings/updating-your-account-information.md)
- [User roles and permissions](https://help.trykarat.com/public/account-settings/user-roles-and-permissions.md)
- [Company address requirements](https://help.trykarat.com/public/applying/company-address-requirements.md)
- [Gathering your documents](https://help.trykarat.com/public/applying/gathering-your-documents.md)
- [What happens after you apply](https://help.trykarat.com/public/applying/how-long-approval-takes.md)
- [What is Karat Banking](https://help.trykarat.com/public/applying/karat-banking/what-is-karat-banking.md)
- [How to apply to Karat Banking](https://help.trykarat.com/public/applying/karat-banking/what-is-karat-banking-and-how-to-apply.md)
- [How to apply for the Karat Card](https://help.trykarat.com/public/applying/karat-card/how-to-apply-for-the-karat-card.md)
- [Linking your bank accounts](https://help.trykarat.com/public/applying/karat-card/linking-your-bank-accounts.md)
- [What is Karat Card](https://help.trykarat.com/public/applying/karat-card/what-is-karat-card.md)
- [Reapplying after a declined application](https://help.trykarat.com/public/applying/reapplying-after-a-declined-application.md)
- [Social platform verification during application](https://help.trykarat.com/public/applying/social-verification-during-application.md)
- [Who is eligible for Karat](https://help.trykarat.com/public/applying/who-is-eligible-for-karat.md)
- [Banking fees](https://help.trykarat.com/public/cards/banking-card/banking-fees.md)
- [Current APY rates](https://help.trykarat.com/public/cards/banking-card/current-apy-rates.md)
- [Using your Banking Card at ATMs](https://help.trykarat.com/public/cards/banking-card/using-your-banking-card-at-atms.md)
- [Creating cards](https://help.trykarat.com/public/cards/creating-banking-and-credit-cards.md)
- [Account review after late or returned payments](https://help.trykarat.com/public/cards/karat-card/account-review-after-late-or-returned-payments.md)
- [Billing cycle and due dates](https://help.trykarat.com/public/cards/karat-card/billing-cycle-and-due-date.md)
- [Credit reporting for the Karat Card](https://help.trykarat.com/public/cards/karat-card/credit-reporting-for-the-karat-card.md)
- [Deferred payment fee](https://help.trykarat.com/public/cards/karat-card/deferred-payment-fee.md)
- [How to redeem rewards](https://help.trykarat.com/public/cards/karat-card/how-to-redeem-rewards.md)
- [Karat Card rewards basics](https://help.trykarat.com/public/cards/karat-card/karat-card-rewards-basics.md)
- [Making a Karat Card payment](https://help.trykarat.com/public/cards/karat-card/making-a-payment.md)
- [Max Card rewards](https://help.trykarat.com/public/cards/karat-card/max-card-rewards.md)
- [Request a credit limit increase](https://help.trykarat.com/public/cards/karat-card/request-a-credit-limit-increase.md)
- [Standard Card rewards](https://help.trykarat.com/public/cards/karat-card/standard-card-rewards.md)
- [What happens if I don’t repay my balance](https://help.trykarat.com/public/cards/karat-card/what-happens-if-i-dont-repay.md)
- [Physical card production and shipping](https://help.trykarat.com/public/cards/physical-card-production-and-shipping.md)
- [Replace, freeze, or cancel a card](https://help.trykarat.com/public/cards/replacing-cards.md)
- [Why was my card declined](https://help.trykarat.com/public/cards/why-was-my-card-declined.md)
- [Add funds to your account](https://help.trykarat.com/public/getting-started/add-funds-to-your-account.md)
- [Connect your accounting software](https://help.trykarat.com/public/getting-started/connecting-accounting-software.md)
- [Start spending with your card](https://help.trykarat.com/public/getting-started/create-your-first-card.md)
- [Inviting teammates to your account](https://help.trykarat.com/public/getting-started/inviting-teammates-to-your-account.md)
- [Managing multiple checking accounts](https://help.trykarat.com/public/getting-started/managing-multiple-checking-accounts.md)
- [Navigating your dashboard](https://help.trykarat.com/public/getting-started/navigating-your-dashboard.md)
- [Refer a business and earn rewards](https://help.trykarat.com/public/getting-started/refer-a-business-and-earn-rewards.md)
- [Set up direct deposit from creator platforms](https://help.trykarat.com/public/getting-started/set-up-direct-deposit.md)
- [Understanding your subscription plan](https://help.trykarat.com/public/getting-started/understanding-your-subscription-plan.md)
- [Welcome to the Karat Help Center](https://help.trykarat.com/public/getting-started/welcome-to-the-karat-help-center.md)
- [What you can do with Karat](https://help.trykarat.com/public/getting-started/what-you-can-do-with-karat.md)
- [Automatic invoice payment reconciliation](https://help.trykarat.com/public/invoicing/automatic-invoice-payment-reconciliation.md): Track invoice payments automatically with virtual account numbers
- [Creating and sending an invoice](https://help.trykarat.com/public/invoicing/creating-and-sending-an-invoice.md)
- [Customizing your invoice template](https://help.trykarat.com/public/invoicing/customizing-your-invoice-template.md)
- [Exporting invoices](https://help.trykarat.com/public/invoicing/exporting-invoices.md): Download your invoices as a CSV file for record-keeping or accounting
- [Invoicing overview](https://help.trykarat.com/public/invoicing/invoicing-overview.md)
- [Managing recipients](https://help.trykarat.com/public/invoicing/managing-recipients.md)
- [Download mobile app](https://help.trykarat.com/public/mobile-app/download-mobile-app.md): Download the Karat app to manage your accounts, cards, and transfers from your phone.
- [Managing cards in the mobile app](https://help.trykarat.com/public/mobile-app/managing-cards-in-mobile-app.md): View card details, freeze or cancel cards, add cards to Apple Wallet, and make credit card payments from the Karat app.
- [Sending and receiving money in mobile app](https://help.trykarat.com/public/mobile-app/sending-and-receiving-money-in-mobile-app.md): Add money to your Karat account or send transfers to others using the Karat app.
- [Add notes to banking transactions](https://help.trykarat.com/public/move-money/add-notes-to-banking-transactions.md)
- [Disputing a transaction](https://help.trykarat.com/public/move-money/disputing-a-transaction.md)
- [Manage recurring transfers](https://help.trykarat.com/public/move-money/manage-recurring-transfers.md)
- [Send money from Karat Banking](https://help.trykarat.com/public/move-money/send-money-from-karat-banking.md)
- [Switching to Karat Banking](https://help.trykarat.com/public/move-money/switching-to-karat-banking.md)
- [Transfer funds between Checking and ATP](https://help.trykarat.com/public/move-money/transfer-funds-between-checking-and-atp.md)
- [Transfer processing times and cutoffs](https://help.trykarat.com/public/move-money/transfer-processing-times-and-cutoffs.md)
- [Update your subscriptions after switching](https://help.trykarat.com/public/move-money/update-your-subscriptions-to-karat-banking.md)
- [What happens if a transfer fails](https://help.trykarat.com/public/move-money/what-happens-if-a-transfer-fails.md)
- [Where do I find my account and routing number](https://help.trykarat.com/public/move-money/where-do-i-find-my-account-and-routing-number.md)
- [Accessing tax documents](https://help.trykarat.com/public/payments/accessing-tax-documents.md)
- [Completing tax information for Payments](https://help.trykarat.com/public/payments/completing-tax-information.md)
- [How to access Payments](https://help.trykarat.com/public/payments/how-to-access-payments.md)
- [Payments fees](https://help.trykarat.com/public/payments/payments-fees.md)
- [Receiving money with Payments](https://help.trykarat.com/public/payments/receiving-money-with-payments.md)
- [Send money with Payments](https://help.trykarat.com/public/payments/send-money-with-payments.md)
- [Supported countries for Payments](https://help.trykarat.com/public/payments/supported-countries.md)
- [What is Karat Payments?](https://help.trykarat.com/public/payments/what-is-karat-payments.md)

## OpenAPI Specs

- [openapi](https://help.trykarat.com/api-reference/openapi.json)