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This is your go-to resource for everything Karat. Here’s how to get around: Search: type any keyword in the search bar at the top to find answers across all articles instantly. Ask AI: describe your question in plain language and get a direct answer without having to browse. Browse by topic: explore articles by category using the navigation at the top:
  • Getting Started: fund your account, activate your card, set up direct deposit
  • Applying: check eligibility, apply for Karat Banking or the Karat Card, gather your documents
  • Move Money: payments, direct deposit, transfers, and disputing a transaction
  • Cards: manage your card, replace or freeze, Banking Card and Karat Card guides
  • Invoicing: create and send invoices, manage customers, set up auto-reconciliation
  • Payments: complete tax information to receive payments
  • Account & Settings: roles and permissions, connected accounts, statements, and more
Can’t find what you’re looking for? Hit Contact us at the top and our team will help you out. Karat is a fintech company, not an FDIC-insured bank. Banking and Card services provided by Grasshopper Bank, N.A., First Internet Bank of Indiana, and Cross River Bank, Members FDIC.