SOC 2 Compliance
Karat protects account data with bank-grade encryption, AICPA SOC 2 Type II accreditation, and required two-factor SMS authentication.
Karat uses bank-grade security measures including encryption to keep account information secure.
We maintain AICPA SOC 2 Type II accreditation, which certifies the safety and security of our systems.
Two-factor SMS authentication is required on all accounts.
Learn more about our security practices at trust.trykarat.com.
Karat is a fintech company, not an FDIC-insured bank. Banking and Card services provided by Grasshopper Bank, N.A., First Internet Bank of Indiana, and Cross River Bank, Members FDIC.