Set purchase alerts for your Karat cards

You can receive text alerts for purchases at or above a dollar amount you choose. Purchase alerts are available for both Karat charge cards and Karat banking cards. Each card type has its own setting.

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Charge card alerts

The charge card setting applies to all your Karat charge cards. To manage charge card purchase alerts:

1. Go to Settings > Charge Card
2. Under Alerts, check or uncheck Purchase text alerts
3. Enter an amount under Text me for purchases at or above
4. Click Save alerts

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Banking card alerts

The banking card setting applies to all your Karat banking cards. Banking card purchase alerts are on by default with a threshold of $0.01, so you receive a text for every purchase until you change the setting. To manage banking card purchase alerts:

1. Go to Settings > Banking
2. Under Alerts, check or uncheck Purchase text alerts
3. Enter an amount under Text me for purchases at or above
4. Click Save alerts

If you’re a banking cardholder without access to other banking settings, Settings > Banking shows only the Alerts section.

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How alerts work

• Each user manages their own alert settings. Your charge card and banking card settings are independent of each other and of other users’ settings.
• Only the cardholder assigned to a card receives alerts for its purchases.
• Banking card alerts compare the threshold to the original authorization amount of the purchase.

Setting a low threshold (such as $0.01) allows you to receive alerts for every purchase. Purchase alerts can help you monitor spending in real time and quickly identify unauthorized activity. Alerts are sent to the phone number listed under Settings > General > Personal information. If you’re not receiving alerts, confirm your phone number is correct and that alerts are turned on. _{Karat is a fintech company, not an FDIC-insured bank. Banking and Card services provided by Grasshopper Bank, N.A., First Internet Bank of Indiana, and Cross River Bank, Members FDIC.}