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You can view your Banking limits directly from your dashboard. To see your limits:
  1. Go to Settings > Banking
  2. Scroll to Banking limits
This section displays daily and monthly limits for:
  • Card usage
  • Inbound ACH
  • Inbound wire
  • Outbound ACH
  • Outbound wire
Daily limits reset at 12:00 AM CT. If you need to increase your limits, contact us. Limit adjustments are reviewed based on account history and activity. Bank accounts are also subject to the Karat Funds Availability Policy, which describes when deposited funds become available for withdrawal. A link to the policy also appears in the banking terms you accept during onboarding, above the Banking limits section in Settings > Banking. Karat is a fintech company, not an FDIC-insured bank. Banking and Card services provided by Grasshopper Bank, N.A., First Internet Bank of Indiana, and Cross River Bank, Members FDIC.