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Overview
Overview
Karat Credit Card
Karat Banking
General
Overview
General
What is Karat Banking?
How is Karat Banking different from other banking products?
Who is eligible for Karat Banking?
Can I use Karat Banking internationally?
Is Karat Banking a bank account, credit card, or something else?
Account sign up & eligibility
Can businesses sign up for Karat Banking?
How do I sign up for Karat Banking?
What is a P.O. Box or PMB?
Is there a minimum credit score or requirement?
Can I have multiple accounts under my name?
What documents or information do I need to provide?
Card usage
Does Karat Banking offer virtual cards?
Where can I use my Karat Business Banking Visa® Card?
How do I activate my Karat Business Banking Visa® Card?
What should I do if my card is lost or stolen?
How do I issue a new Banking card for my employee?
How can I dispute an unauthorized transaction?
ATM usage
Are there fees for using ATMs? Can fees be reimbursed?
What ATM does my Karat banking card work at?
How is my card PIN set? Can I change it?
Linking your Karat Banking account with other platforms
Direct Deposit Overview
Google AdSense
PayPal
Stripe
Patreon
Kick
X/Twitter
Fourthwall
Stan Store
TikTok
Twitch
Customer support and troubleshooting
How do I freeze or cancel my card?
What happens if my transaction is declined?
How do I close my Karat Banking account?
Fees and charges
Is there an overdraft fee?
Does Karat Banking have any monthly or annual fees?
What is the difference between Karat Banking and Karat Premium?
How do I cancel my Karat Premium free trial?
How can I avoid unnecessary fees?
Are there transaction fees for deposits, withdrawals, or transfers?
How much does Karat Premium cost? Can the fee be waived?
What happens if I cancel during a free trial?
Payments and transactions
Can I connect my Karat Banking account to payment apps like PayPal, Venmo, or Zelle?
How long do transfers take?
What are the transaction limits?
Can I send and receive money with Karat Banking?
How do I add money to my Karat Banking account?
What bank name should I list for any invoice payments?
Can I set up direct deposit with Karat Banking?
Switching Your Subscriptions to Karat
How do I set up a recurring transfer?
How do I cancel a recurring transfer?
How do I transfer money from my Checking to ATP? And from ATP to Checking?
What should I handle while switching to Karat Banking?
Regulatory and compliance
Can I report tax-related concerns for my account?
How does Karat Banking comply with banking regulations?
Is Karat Banking FDIC insured?
Rewards and benefits
Are there any partner perks or discounts?
Does Karat Banking offer cashback or rewards?
Can I refer creators to Karat Banking?
What APY rate does Karat currently offer?
What is an ATP account?
When is yield paid out for the ATP account?
Overview
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Learn more about the Karat Banking in the below sections.
Applying and Opening an Account
Account sign up & eligibility
General
Managing you Account
Card usage
ATM usage
Linking your account for direct deposit
Rewards and Benefits
Rewards
Fees and charges
Security and Compliance
Regulatory and compliance
Customer support & troubleshooting
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What is Karat Banking?
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