.svg?fit=max&auto=format&n=RJX8V93qZY-fDido&q=85&s=929a6a0447f18d5464dae949115c3c6a)
Karat Banking offers banking services tailor-made for creator businesses — just like yours.
Our accounts offer access to millions of dollars of FDIC insurance, easy payment options such as ACH and wires, and can help you automatically save for taxes. With Karat Premium, you will unlock free domestic wires, earn APY on deposits, and gain access to exclusive VIP events.
General
Account sign up & eligibility
Card usage
ATM usage
Linking your Karat Banking account with other platforms
Customer support and troubleshooting
Fees and charges
- Is there an overdraft fee?
- Does Karat Banking have any monthly or annual fees?
- What is the difference between Karat Banking and Karat Premium?
- How do I cancel my Karat Premium free trial?
- How can I avoid unnecessary fees?
- Are there transaction fees for deposits, withdrawals, or transfers?
- How much does Karat Premium cost? Can the fee be waived?
- What happens if I cancel during a free trial?
Payments and transactions
- Can I connect my Karat Banking account to payment apps like PayPal, Venmo, or Zelle?
- How long do transfers take?
- What are the transaction limits?
- Can I send and receive money with Karat Banking?
- How do I add money to my Karat Banking account?
- What bank name should I list for any invoice payments?
- Can I set up direct deposit with Karat Banking?
- Switching Your Subscriptions to Karat
- How do I set up a recurring transfer?
- How do I cancel a recurring transfer?
- How do I transfer money from my Checking to ATP? And from ATP to Checking?
- What should I handle while switching to Karat Banking?
Regulatory and compliance
What is Karat Banking?
Was this page helpful?
⌘I