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To apply, we will need you to provide information about the business and the owner(s) of the business. The application requires information to verify your identity such as date of birth, address, and social security number. Also there’s no issue if you haven’t incorporated your business yet; you can apply as an unincorporated sole proprietor. Karat complies with all laws and regulations in place against money laundering and terrorist funding. Please see our USA. Patriot Act for details.