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Fees depend on the payout method selected. By default, fees are paid by the recipient and deducted from the payment amount. You can change this so your organization covers the fee instead.

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Domestic payments

MethodFee
ACHSmall per-transaction fee
PayPalPercentage-based fee
Karat accountNo fee
CryptoPercentage + network (gas) fees

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International payments

MethodFee
International bank transfer (through local banks)Flat + percentage fee
SWIFT wire transferFixed fee
PayPalPercentage-based fee
CryptoPercentage + network (gas) fees
The SWIFT wire transfer fee is deducted from the payment amount before the transfer is sent when the recipient pays. This means the recipient receives the payment amount minus the fee. The exact fee is shown before the recipient confirms their payout method. If the payment amount is too small to cover the SWIFT fee, the recipient must choose a different method. Fees may vary by country. There is no cost to recipients for tax form generation.
Crypto network (gas) fees are always paid by the recipient, regardless of the fee handling setting.
Payout pricing overview

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Who pays the fee

For each payment method, you can choose whether the fee is paid by the recipient or by your organization (the payer). This is configured per payment method in payment settings.
SettingBehavior
Recipient pays (default)The fee is deducted from the payment amount. The recipient receives the payment minus the fee.
Payer paysThe fee is charged on top of the payment amount. The recipient receives the full payment, and your account is debited for the payment plus the fee.
To change who pays the fee:
  1. Go to payment settings
  2. Find the payment method you want to update
  3. Use the Who pays the fee dropdown to select Recipient pays or Payer pays
The change takes effect for all future payments using that method. You can update this setting at any time. When you send a batch payment with payer-pays-fees enabled, the fee for each recipient is shown in the Fees column on the confirmation screen. The batch total includes both the payment amounts and any fees your organization covers.