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Payments is available directly within your Karat account at app.trykarat.com/banking/payouts.

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Access requirements

Payments is available to Admin and Manager users. If you don’t see it in your account, contact banking@trykarat.com to request access.

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Before you send

Before sending your first payment, make sure:
  • Your preferred payout methods (e.g. ACH, PayPal) are enabled in payment settings
  • You have sufficient funds in your account
Karat does not advance or front payments. You must have funds available before sending.

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Setting up international payment methods

If your organization is eligible, international payments are automatically enabled when Payments is activated. You’ll see a banner at the top of the Payments dashboard prompting you to set up additional payment methods for paying recipients globally. From the banner, you can:
  • Click Set up now to open a guided setup flow
  • Enable international bank transfers, crypto, or PayPal
  • Review and accept terms for each method before activation
Once a method is enabled, it appears as Available in the setup modal. You can manage enabled methods anytime in payment settings.
If you only need to pay U.S.-based recipients, you can dismiss the banner and continue with domestic payment methods only.
Payments dashboard