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Karat Payments makes it easy to send money to one or many recipients at once.

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Ways to send payments

You can send payments in two ways:

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1. Individual payments

Send a payment to a single recipient.

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2. Bulk payments (CSV upload)

Upload a CSV file to pay multiple recipients at once. We provide a template to help you format your file correctly. Payments CSV upload

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Sending a payment

  1. Go to Payments
  2. Choose Send payments
  3. Add recipients or upload a CSV
  4. Review payment details
  5. Submit the payment
Once submitted:
  • A hold on the funds is placed on your account
  • Recipients are notified

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What happens next?

  • New recipients must complete onboarding before receiving funds
  • Returning recipients are paid automatically using their saved method

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Tracking payments

You can track all payments in real time, including:
  • Pending
  • In progress
  • Completed
  • Failed
You can also view:
  • Batch-level status
  • Individual recipient status
Payments dashboard

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Recording off-platform payments

If you paid someone outside of Karat, you can still record it. This helps:
  • Keep your records are complete
  • Ensure accurate tax reporting and 1099 generation (for domestic recipients)