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All Payout API requests are made to:

Sandbox access

Sandbox lets you build and test your integration without moving real money. To get sandbox access, contact peter@trykarat.com. Once sandbox is enabled on your account, you can use the pre-configured test recipients to simulate different payout outcomes and error scenarios. See Sandbox testing. Karat is a fintech company, not an FDIC-insured bank. Banking and Card services provided by Grasshopper Bank, N.A., First Internet Bank of Indiana, and Cross River Bank, Members FDIC.