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You can connect your Karat Banking account to any app that supports Plaid. To connect via Plaid, search for Karat within the app’s bank connection flow. Popular platforms include Venmo, PayPal, Rocket Money, and others. You can also link your Karat account to mobile payment services that allow ACH connections using your account and routing number found on your Banking homepage. Karat Banking is not currently supported on the Zelle network. Karat is a financial technology company, not a bank. Banking services provided by Grasshopper Bank, N.A., Member FDIC. The Karat Visa® Business Credit Card is issued by Cross River Bank, Member FDIC, and pursuant to a license from Visa️ USA.