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Apply to Karat Banking at: app.trykarat.com/banking-application To complete your application, you’ll provide information about your business and its owner(s), including:
  • Legal name
  • Date of birth
  • Social Security Number (SSN)
  • Business & mailing address
  • Business details
  • Social media profiles
This information is required to verify identity and comply with federal regulations. There is no issue if you haven’t incorporated your business yet as you may apply as an unincorporated sole proprietor. Once submitted, your application will be reviewed. In some cases, we may request additional documentation before approval. Karat is a financial technology company, not a bank. Banking services provided by Grasshopper Bank, N.A., Member FDIC. The Karat Visa® Business Credit Card is issued by Cross River Bank, Member FDIC, and pursuant to a license from Visa️ USA.