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Once your application is submitted, it enters our review process. You should typically receive a decision within 1 to 2 business days. In some cases, review times may vary depending on application volume or whether additional information is needed. If we require more information to complete your review, we’ll contact you using the email address or phone number provided in your application. Your application will remain under review until any requested information is received. If 7 business days have passed and you haven’t heard from us, please check your inbox and spam folder to make sure we’re not waiting on additional details. If you’re still unsure, you can contact our team for assistance. You’ll be notified by email once a decision has been made.
Need to edit or delete a pending application? Contact us and we can help.
Karat is a financial technology company, not a bank. Banking services provided by Grasshopper Bank, N.A., Member FDIC. The Karat Visa® Business Credit Card is issued by Cross River Bank, Member FDIC, and pursuant to a license from Visa️ USA.