Standard ATM operator fees may apply when withdrawing cash. These fees are charged to your account at the time of the transaction.If you are a Karat Premium user, eligible ATM fees are reimbursed.International ATM withdrawals may also be subject to foreign transaction or currency conversion fees.
Your PIN is automatically generated and available in your dashboard.To view your PIN, go to Banking > Cards.For security reasons, your PIN cannot be changed manually.
ATM withdrawals are subject to daily limits set on your card. You can view or adjust your card limits from: Settings > Banking > Banking limits.Daily limits reset at 12AM CT.If your withdrawal is declined, check your available account balance, confirm the card is active (not frozen), and review your daily withdrawal limit.If you need a higher limit, contact us to request a review.Karat is a financial technology company, not a bank. Banking services provided by Grasshopper Bank, N.A., Member FDIC. The Karat Visa® Business Credit Card is issued by Cross River Bank, Member FDIC, and pursuant to a license from Visa️ USA.
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