Banking Cards are standard business cards connected to your checking account.Once issued, physical Banking Cards are shipped to the address on file. Delivery timelines may vary slightly depending on processing time and holidays.Virtual cards for both Banking and the Karat Card are available instantly and can be used immediately after issuance.
The Karat Card is made of stainless steel and is available in black or white.If you submitted a custom logo or design during your application, our team will review it. Once approved, your card will be laser-engraved and prepared for shipment.Karat Cards are shipped to the address provided in your application. Cards typically arrive within 8 to 10 business days after design approval. Shipping timelines may vary depending on production volume orKarat is a financial technology company, not a bank. Banking services provided by Grasshopper Bank, N.A., Member FDIC. The Karat Visa® Business Credit Card is issued by Cross River Bank, Member FDIC, and pursuant to a license from Visa️ USA.
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