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The Karat app gives you access to your Karat accounts from your phone. You can check balances, view transactions, manage cards, and send money — all from a single app.

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Download the app

The Karat app is available on the App Store for iOS.

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Sign in

Open the app and tap Sign in. You’ll be prompted to log in with the same credentials you use on your Karat dashboard. After signing in for the first time, the app will ask you to:
  1. Enable Face ID (or other biometrics) — this keeps you signed in securely so you don’t have to enter your password each time.
  2. Allow notifications — receive alerts for transfers, card activity, and account updates
If you skip Face ID, you’ll be signed out when the app closes and need to log in again each time.

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What you can do

Once signed in, you’ll see the following tabs at the bottom of the screen:
  • Home — view your checking balance, tax savings, social stats chart, and recent transactions
  • Cards — browse and manage your banking and credit cards
  • Transfers — add money to your account or send money to others
  • Transactions — view your full transaction history with filters
The tabs you see depend on your user role and permissions. For example, accountants can view balances and transactions but cannot initiate transfers. Karat is a financial technology company, not a bank. Banking services provided by Grasshopper Bank, N.A., Member FDIC. The Karat Visa® Business Credit Card is issued by Cross River Bank, Member FDIC, and pursuant to a license from Visa️ USA.