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The rewards page is organized into three tabs:
  • Overview: View your redeemable and pending points, rewards categories, and reward history
  • Rewards Shop: Browse and redeem available rewards including billboards, merchandise, and statement credits
  • Referral Program: Share your referral link, send invitations, and track referral status and points earned from successful referrals
To access the rewards page, go to Credit Card > Rewards in your dashboard.

Redeeming rewards

Navigate to Credit Card > Rewards and select the Rewards Shop tab. Choose the reward you want and redeem once you have enough points. Statement credits are automatically applied to your next bill. Earned rewards do not expire. Karat is a financial technology company, not a bank. Banking services provided by Grasshopper Bank, N.A., Member FDIC. The Karat Visa® Business Credit Card is issued by Cross River Bank, Member FDIC, and pursuant to a license from Visa️ USA.