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Apply to Karat Banking at: app.trykarat.com/banking-application To complete your application, you’ll provide information about your business and its owner(s), including:
  • Legal name
  • Date of birth
  • Social Security Number (SSN)
  • Business & mailing address
  • Business details
  • Social media profiles
This information is required to verify identity and comply with federal regulations. You may apply as an unincorporated sole proprietor if you have not incorporated your business. International applicants are also eligible if they have a U.S. LLC. If you do not have an SSN, you can apply using your passport information. Non-U.S. applicants will be required to complete an additional document verification process. Once submitted, your application will be reviewed. In some cases, additional documentation may be requested before approval. Karat is a financial technology company, not a bank. Banking services provided by Grasshopper Bank, N.A., Member FDIC. The Karat Visa® Business Credit Card is issued by Cross River Bank, Member FDIC, and pursuant to a license from Visa️ USA.