> ## Documentation Index > Fetch the complete documentation index at: https://help.trykarat.com/llms.txt > Use this file to discover all available pages before exploring further. # What is Karat Payments? Karat Payments is a built-in tool for sending money to creators, contractors, and partners directly from your Karat account. It handles payments, tax collection, and tracking in one place. ## What you can do * Send payments to individual recipients or in bulk * Pay domestically and internationally * Collect and manage recipient tax information automatically * Track payment status in real time * Record payments made outside of Karat for reporting purposes ## How it works 1. Add funds to your Karat account 2. Create a payment — individual or bulk 3. Recipients are notified and complete a one-time onboarding 4. Payments are processed and tracked automatically ## Who can use Payments? Payments is available to users with Admin or Manager access. Payments dashboard