> ## Documentation Index
> Fetch the complete documentation index at: https://help.trykarat.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Update your subscriptions after switching

If you’ve opened a new Karat account or received a new Karat card, update any recurring payments linked to your previous account or card to prevent declined charges or service interruptions.

Follow the steps below to identify and update your recurring payments.

<Steps>
  <Step title="Identify Your Existing Subscriptions">
    Start by finding all services linked to your old account or card.

    **Check these sources:**

    * **Bank statements:** Review the last 3 to 6 months for recurring charges.
    * **Email inbox:** Search keywords like *receipt*, *subscription*, *invoice*, *renewal*, or *payment confirmation*.
    * **App store subscriptions:**
      * *iOS:* Settings > Your Name > Subscriptions
      * *Android:* Play Store > Profile > Payments & Subscriptions
    * **Payment platforms:** PayPal, Stripe, Venmo, Apple Pay, Google Pay, etc.
    * **Password managers:** Some track saved payment methods (e.g., 1Password, LastPass).
  </Step>

  <Step title="Make a List of Your Recurring Payments">
    Organize your subscriptions with a simple table or spreadsheet, such as:

    | **Service Name**           | **Billing Amount**          | **Frequency**             | **Current Payment Method** | **Update URL**                                                |
    | :------------------------- | :-------------------------- | :------------------------ | :------------------------- | :------------------------------------------------------------ |
    | Adobe Creative Cloud       | \$55/month                  | Monthly                   | Old Debit Card             | [<u>adobe.com</u>](http://adobe.com)                          |
    | YouTube Premium            | \$11.99/month               | Monthly                   | Google Pay                 | [<u>youtube.com/purchases</u>](https://youtube.com/purchases) |
    | \[Other subscription name] | \[Price per billing period] | \[AnnuallyMonthly/Weekly] | \[Method]                  | \[Insert link to website where you can update]                |
  </Step>

  <Step title="Update Your Payment Details">
    Visit each service’s billing or account settings to update your payment method. You can find your Karat account and card details in your dashboard at [app.trykarat.com](app.trykarat.com).

    **Make sure to check the most common tools and platforms that you use, as well as payment processors like Stripe and PayPal.**

    <Tip>
      **Tip:** Don’t forget to update saved payment info in browsers and mobile wallets too (Chrome, Safari, Apple Pay, Google Pay).
    </Tip>
  </Step>

  <Step title="Monitor Your Old Account">
    Keep your old account open for **30 to 60 days** to:

    * Catch any missed or delayed payments
    * Set up transaction alerts for notifications
    * Check for less frequent charges (annual or quarterly)
  </Step>

  <Step title="Finalize and Confirm">
    Once all updates are done: Cancel unused or forgotten subscriptions that you may have missed.
  </Step>
</Steps>

*<sub>Karat is a financial technology company, not a bank. Banking services provided by Grasshopper Bank, N.A., Member FDIC. The Karat Visa® Business Credit Card is issued by Cross River Bank, Member FDIC, and pursuant to a license from Visa️ USA.</sub>*