> ## Documentation Index
> Fetch the complete documentation index at: https://help.trykarat.com/llms.txt
> Use this file to discover all available pages before exploring further.

# SOC 2 Compliance

Karat uses bank-grade security measures including encryption to keep account information secure.

We maintain AICPA SOC 2 Type II accreditation, which certifies the safety and security of our systems.

Two-factor SMS authentication is required on all accounts.

Learn more about our security practices at [trust.trykarat.com](http://trust.trykarat.com).

*<sub>Karat is a financial technology company, not a bank. Banking services provided by Grasshopper Bank, N.A., Member FDIC. The Karat Visa® Business Credit Card is issued by Cross River Bank, Member FDIC, and pursuant to a license from Visa️ USA.</sub>*